All investing carries risk, but property risk is often misunderstood. The biggest risks usually come from buying the wrong asset, overpaying, or investing without a plan. We reduce risk through strategy-led purchasing, conservative assumptions, and long-term modelling — not speculation or short-term trends.

An off-market property is a home that has yet to be advertised to the public and is not yet ‘on the market’. The sellers may have already engaged a selling agent and have a price point in mind, but they might be sitting back or taking their time to prepare before taking the property public. They use this time to see if their agent can attract any interested buyers before they must advertise the property publicly.

There are few surer ways of making money than investing in real estate. You can potentially strengthen your financial position and generate wealth, but it also means you’ll have a product that will be in demand as long as people need a place to rest their heads. But how do you choose your first investment property? There are a few things you’ll need to bear in mind.

Negative gearing can be useful, but it should never be the sole reason to buy a property. It may help manage short-term cash flow through tax benefits, but long-term success depends on the quality of the asset, location, and growth fundamentals. At Joya Nona | Buyers Agency, we focus on whether a property supports your overall strategy first — tax outcomes are considered, not relied upon.

Not necessarily. Risk depends on the specific location, local economy, supply dynamics, and long-term demand drivers. Many regional markets offer strong fundamentals when selected carefully. Local insight and on-the-ground knowledge are critical — which is why we specialize in Central Queensland and select regional markets.

Neither works in isolation. Rental yield helps with holding costs and cash flow, while capital growth drives long-term wealth. The right balance depends on your income, borrowing capacity, time horizon, and risk tolerance. Through our GAMEPLANS 30-year projections, we model both so you can see how different scenarios play out over time.

Interest rate movements are a normal part of the property cycle. The key is ensuring your investment can withstand change. Our strategy includes cash-flow tolerance assessment, buffer planning, and sensitivity modelling to understand how rate changes may impact your position over time.

There is no universal number. Some investors achieve their goals with one high-quality asset, while others build diversified portfolios over time. The focus should be on alignment with your goals, not property count. GAMEPLANS allows us to model different pathways so you can make informed decisions.

Yes — when they are independent, strategy-driven, and locally experienced. A buyer’s agent helps avoid emotional decisions, overpaying, and poor asset selection. When combined with professional strategy and long-term modelling, buyer advocacy becomes a powerful risk-management tool.

Property has historically performed well over long timeframes, particularly when approached with discipline and planning. The key is not timing the market, but choosing the right asset and holding it through cycles. Our approach focuses on sustainability, not hype.

We don’t sell properties — we build strategies. Our investor service combines in-house professional strategy, buyer advocacy, and lifetime access to GAMEPLANS projections, ensuring each purchase fits into a long-term plan rather than standing alone.

How do you know when you’re getting what you want and what you’re paying for regarding buyer’s agents and their fees?Or if you’re not? Most buyer’s agent’s fees will start at one per cent and move up depending on the service type the client wants.

A buyers advocate or buyers agent offers various types of services such as: Searching and gathering properties that meet your criteria and then negotiating the purchase of that chosen property (whether by auction or private sale.) Depending on your needs, a buyer’s agent may search for one particular property or an entire portfolio, or they can negotiate a better price for you by compiling insights via due diligence and conducting building and pest reports on your chosen property and then developing a negotiation strategy, or they can bid for you at the auction of a property you may have found..

Buyers agents and Buyers advocates are licensed and regulated real estate professionals who act on behalf of the property buyer. Their purpose is to research, find and negotiate a perfect property for their client.This is as opposed to a real estate agent who has a contract with the seller and therefore has their best interests at heart. A buyer’s agent will always negotiate in favour of you, their client.

Whether you’re relocating to Sydney, Brisbane, Perth or Melbourne for the first time, returning from years overseas, or looking to invest in the Sydney property market, Brisbane property market, Perth property market, or Melbourne property market, our services are specifically designed to make the process as simple and successful as possible. Our executive leasing partners at Cohen Farquharson offer relocation services to assist in the transition.